Ontario Mortgage Rates

Click Here to read the December 8, 2009 Bank of Canada Announcement

In this issue

Current Rates

How do you get the best rate?

We specialize in making it easier

to get a better mortgage

We offer a level of specialized knowledge and service that far surpasses what you've come to expect from your own bank. We recommend mortgages from a variety of different sources. We shop every available lender to make sure you get the most attractive rate and features. And best of all, our professional advise and assistance is free⁽²⁾

Great Mortgage Rates

5-year vs. Bank Prime comparison chart

Taking the guesswork out of adjustable rate_mortgages

Mortgage Calculators

Effective: February 02, 2010
Up to 35 (Insured) and 40 year (conventional) amortizations available

Term	Don't Pay PostedBank Rates⁽¹⁾	Mortgage Intelligence's Great Rates⁽²⁾	PaymentFactor⁽³⁾
6 mo	4.60%	3.85%	$5.18
1 year	3.65%	2.60%	$4.53
2 year	3.95%	2.95%	$4.71
3 year	4.50%	3.50%	$4.99
4 year	5.19%	4.04%	$5.28
5 year	5.59%	*3.75%* ⁽⁴⁾	$5.13
5 year	5.59%	*3.79%* ⁽⁵⁾	$5.15
7 year	6.60%	5.30%	$5.99
10 year	6.70%	5.40%	$6.05
Prime Rate	2.25%	Adjustable Rate Mtg2.05%	Prime -.20%

⁽¹⁾ Market rate is the posted rate offered by the majority of Canadian financial institutions

⁽²⁾ OAC - CMHC Approved Lenders. Rates subject to borrower, property qualification & change without notice. E&OE.
⁽³⁾ Payment factor per $1,000 based on a 25 year amortization

⁽⁴⁾OAC - certain conditions apply - CMHC 30 day quick close

⁽⁵⁾OAC - certain conditions apply - CMHC up to 120 day commitment

⁽⁶⁾OAC - certain conditions apply - up to 120 day commitment period
Adjustable Rate Mortgage aka: Variable Rate Mortgage